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Your Future is Our Focus

When it comes to your financial picture, navigating the options that are available and taking action steps is vital to your success.  We know that is not always easy.  You know where you are and where you want to go. Our aim is to help you get there.  At Citizens Financial Services, our client-centered approach, wide range of products, customizable solutions, and in-depth knowledge can take you in the right direction.  You can relax knowing you are working with a firm that has your best interest in mind.

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Your Team

Steve Nikkel

Steve Nikkel

Investment Advisor

316-283-6817

Denise Voth

Denise Voth

Investment Advisor

316-283-6817

Lindsey Butler

Lindsey Butler

Client Relations Manager

316-283-6817

Kylie Campbell

Kylie Campbell

Client Services Assistant

316-283-6817

Finding the Balance

The sandwich generation faces unique challenges. For many, meeting needs is a matter of finding a balance.
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The Power of Compound Interest

Learn how to harness the power of compound interest for your investments.
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Million Dollar Round Table Member

We are proud members of the Million Dollar Round Table trade association. 

Over 30 years of Experience

From Bachelor degrees to banking and investment experience, we have the necessary tools in our belts. 

Local Connections

We are right here in Central Kansas, with ties to many of your favorite local businesses, leaders, and communities.

Bank Customer Resource

Customers of The Citizens State Bank have looked to our trusted advisors since 1986.

Do You Need a Review?

Many factors play a role in your financial well-being. Here you can find a checklist to help you determine if you can utilize our guidance.  

Get Your Checklist


Million Dollar Round Table (MDRT) is an independent membership organization of life insurance and financial service professionals. Membership levels are based on commissions, premiums, or fees generated within a year from investment and insurance products. Members must apply annually and pay a fee. Members must also adhere to the MDRT Code of Ethics. Listing in this publication and/or award is not a guarantee of future investment success. This recognition should not be construed as an endorsement of the financial professional by any client. No compensation was provided directly or indirectly by the recipient for participation or in connection with obtaining or using the third-party rating or award.