Why should I choose CFS for my financial advising needs?CFS takes a client-centered approach with customizable solutions and in-depth knowledge. We believe in building relationships with our clients so we can best guide you in planning for your financial future.
How often do you reevaluate my plan/investments?The frequency of meetings/conversations varies from client to client, according to individual preferences, account balances and circumstances. After completing our initial financial planning, we maintain an ongoing dialogue with our clients; in-person, over the phone, and by email, on all aspects of their financial decision making.
Do you accept clients who live outside Kansas?Absolutely! We work with clients across the nation. With the advances of technology, most communications and documents can be completed electronically, but if that isn’t an option, we can mail paperwork as well.
What are your professional qualifications?Steve is an Investment Adviser Representatives (IAR's) which means he is held to high fiduciary standards put in place to protect investors. The fiduciary standard always requires than advisors unconditionally put their clients’ best interest first no matter what.
Is there a minimum amount I am required to invest to be a client of Citizens Financial Services?Our practice does not maintain strict minimums and we are designed to offer flexibility for where you are at in your life. We work with financial plans in a broad range, from saving for college to income in retirement.