Message from Our Advisors

If you are like most investors, you want someone to walk you through the investment choices available to you. That's where we can help. An adviser provides the in-depth knowledge necessary to assist you in identifying what investments are right for you. Whatever your goals or stage in life, we can help you make investment choices that are suitable for your unique situation and your risk tolerance.

At Citizens Financial Services, we are here to help guide you with your banking needs at Home State Bank or The Citizens State Bank, while also being able to provide you with investment and insurance solutions you desire through Cetera Investment Services. Being able to access world markets and insurance products right from the comfort of your local home town bank is a real convenience for you. Our service to you continues after your initial investment. We are here to take care of your needs and to meet regularly with you regarding your accounts.